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PayPal Pay in 4 brings flexibility with no fees to millions of Canadians Shoppers benefit from an additional payment option at millions of online stores
TORONTO, Nov. 10, 2025 /PRNewswire/ -- PayPal today announced the launch of PayPal Pay in 41, an interest-free, no-fee, buy now, pay later (BNPL) solution for Canadians. Starting this holiday season, Canadian shoppers can access a more flexible payment option across millions of online Canadian and global lifestyle, consumer, and travel brands, just in time for Black Friday, Cyber Monday, and Boxing Day.
Consumers can now make their budget go further with PayPal Pay in 4 at their favourite brands including Knix, Samsonite, Silk & Snow, The Home Depot Canada, Ticketmaster and many others.
PayPal's 2025 Festive Spending Survey reveals strong consumer interest: 60% of respondents who haven't yet used BNPL say they'd be encouraged to try it if there were no fees. PayPal Pay in 4 gives Canadians more flexibility at checkout, letting shoppers split eligible purchases from $30 to $1,500 into four equal, interest-free payments over six weeks. Automatic payments keep everything on track with options to fund the payment including debit, credit, or bank account. If consumers want to pay early, they can do so using the PayPal app or online.
A smart way to shop, just in time for the holidays
With PayPal Pay in 4, there are no late fees, sign-up fees, or hidden costs—just predictable installment payments that make holiday shopping less stressful and more manageable. Eligible PayPal Pay in 4 purchases are covered by PayPal's Purchase Protection2, bringing peace of mind to online shopping—whether purchases don't show up, or aren't quite as described. As a leading online payment brand in Canada3, PayPal continues to deliver secure, convenient solutions to meet the needs of both shoppers and businesses.
Posted In: PYPL
