Robo.ai Signs Strategic MOU With Zand Bank To Integrate Robo.ai's Hardware Ecosystem With Zand Bank's Regulated Digital Financial System

Author: Benzinga Newsdesk | November 21, 2025 07:24am

Robo.ai (NASDAQ:AIIO), a Nasdaq-listed technology company, today announced the signing of a strategic Memorandum of Understanding (MOU) with Zand Bank PJSC ("Zand Bank"), the first fully digital bank in the Middle East. The two parties will integrate Robo.ai's intelligent hardware ecosystem with Zand Bank's regulated digital financial system, focusing on cooperation in AED (Dirham) stablecoin payments, IoT asset custody, and Real-World Asset (RWA) tokenization.

This collaboration aims to address payment and compliance pain points within the "Machine Economy." By embedding Zand Bank's financial infrastructure into Robo.ai's hardware terminals, the parties are committed to realizing the following specific commercial scenarios:

• Machine Payment Innovation: Deeply integrating Zand Bank's AED stablecoin into Robo.ai's IoT devices to enable split-second automatic settlement for Human-to-Machine (H2M) and Machine-to-Machine (M2M) interactions, significantly enhancing transaction efficiency.
• Digital Asset Secure Custody: Utilizing Zand Bank's institution-grade compliant custody wallets to provide secure private key storage and on-chain identity authentication (KYC/AML) for intelligent terminals, ensuring asset security.
• Real-World Asset Tokenization (RWA): Converting physical assets such as smart vehicles, electric vertical takeoff and landing aircraft (eVTOL), and logistics equipment into standardized on-chain fractional shares. This supports financing, leasing, and collateralization, thereby enhancing asset liquidity.
• ESG Data Financialization: Generating auditable on-chain ESG reports based on traffic and energy consumption data collected by IoT sensors, providing robust technical support for the realization of Dubai's 2050 Net Zero Carbon emissions target.

Posted In: AIIO